Do you know how long it takes to recover your market position after a crisis hits your business? Weeks, months … years?

Many businesses can suffer badly in times of a crisis, which may even mean having to close for an indeterminate period of time. Or worse still, for good!

Last year I ran the Bath Half Marathon. It was a fantastic race – a great atmosphere, supportive crowds, live music along the route and of course Bath is such a beautiful city.

The Insurance Act 2015 comes into effect on 12th August 2016 and will apply to all commercial insurance policies.