Insurance With Insight

No two businesses are the same and recognising that each one is different is essential to ensuring you have the correct insurance solution for your business.

I work with SMEs who are based in Oxfordshire, Berkshire, Gloucestershire, and Wiltshire.  Why these areas?  Being ‘local’ means that I am easily on hand to support you and keep in touch with any changes to your business which may affect your policies.

Let Me Ask You…

  • Does your broker visit your premises and invest time to really find out about your business and its risks?
  • Do you fully review your policies and risks during the policy term or just at renewal?
  • Are you using the correct figures for your policy?  EG if I asked you for your Gross Profit figure, how would you reply? Often I am incorrectly quoted the figure from your trading accounts.
  • Do you have a regular point of contact or are you just a number to your insurer or broker and pushed from pillar to post?
  • Does your Broker ask you to check your cover, warranties and indemnities?
  • Did you choose the person who currently looks after you?

How Can I Help You?

Click on the relevant sector below.

What Makes Me Different?

  • I pride myself on providing a personal, bespoke service that supports your specific circumstances.
  • I visit you as this is the only way to understand your business and how it operates.
  • We will keep in regular contact – through an annual review and periodic catchups.
  • I will explain insurance terminology in simple terms and ensure you are using the right figures so that you are correctly insured – essential to ensure a full settlement in the event of a claim.
  • If you have to make a claim, I will support you at every stage of the process.
  • I work with a select number of clients so that I can guarantee you my time, care and understanding.
  • Consolidation is rife in the UK Insurance Broker market, often I find customers are dealing with people they never chose. For continuity, you will always speak to me.
  • I check cover, warranties and indemnities for all my clients, this is what they expect of me.

What My Customers Say

We have used Spencer Insurance for over 30 years. They give us a personal gateway into the insurance world making it easy to get the right cover for our business.

Paul Munsey Director, Wessex Mill March 31, 2016

Joanne Spencer has handled my family insurances for many years and those of my in-laws for even longer. During that time we have always received an efficient, prompt and caring service and hope that Jo will continue to be our Broker for many years to come.

Clive Sofaer Northwood, Middlesex March 31, 2016

We have used Jo Spencer from Spencer Insurance for 10 years. A large proportion of our work is carried out on a Power Station which many brokers would struggle to cover, but Jo took the time to understand our needs and find us appropriate cover at a very reasonable cost. I would highly recommend Jo for all your Insurance needs.

Mark Durling Director, RGBM Electrical Ltd March 31, 2016

Jo took the time to understand our business and to go through the covers we needed.  She gave us sound advice and provided the right cover at a competitive cost.  It is a pleasure doing business with Jo and I would highly recommend her.

Barry Gillott Manager, Ridgeway Cycles March 31, 2016

Helpful, friendly service at all times.

Dave Taylor Director, ASO Glassblowing Ltd March 31, 2016

Spencer Insurance Brokers have been handling our insurances for many years. Jo is friendly yet professional and we can always rely on her to deal with matters quickly and efficiently. Jo understands our business and has the expertise to arrange the right covers for us at a competitive premium.

Richard Clanfield Manager, OES Medical Ltd April 18, 2016

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Contact Me

If you have any questions or need some assistance, please give me a call or drop me a line!

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